Someone reluctant is reluctant to do something.
Reluctant is an adjective that allows us to name someone who is indocile, reluctant, laborious or difficult . The term comes from the Latin renŭens , a word that refers to making a negative sign with the head.
For example: "The young man was reluctant to accept his father's instructions, but finally agreed to leave the house" , "I don't know what to do, the horse is reluctant and does not want to move forward" , "At first he was reluctant, but then "He understood that he had to sign the document to avoid future problems,"
The reluctant person
Whoever is reluctant, therefore, is reluctant or hesitant when executing an action . The opposite is being willing or ready to do something.
The reluctant person, in principle, rejects an imposition, an order or an idea. Reluctance can be associated with stubbornness , in the sense that the subject remains in his position and does not accept reasons other than his own.
The reluctant subject is not willing to carry out an action.
The concept in economics and finance
Within the economic and financial field, we have to highlight the existence of another concept that also uses the word that concerns us now. Specifically, we are referring to the idea of risk-averse , which is used to refer to that person who is clear that they choose to have a secure income instead of opting for another that is risky and that can give them value. unexpected.
That is to say, a citizen who identifies himself by that sign of identity follows what would establish the saying "a bird in the hand is worth two in the bush." Because? Because, without a doubt, you would prefer to get a safe diet than risk an unsafe one, even though this could bring you greater benefits from an economic point of view.
In relation to this type of individual, another equally important concept arises that is also closely related to what we are analyzing. We are referring to the risk premium , which is the amount of money that a risk-averse person is able to pay for the sole purpose of avoiding the risk itself.
In addition to all this, based on risk within the field of microeconomics , we come across the fact that people can be reluctant, neutral or lovers of it. A differentiation that is especially palpable within the business sector where studies indicate that 40% are risk-loving while the rest are divided equally between neutral and reluctant.
Someone reluctant according to the law
In the field of law , a reluctant person is a person who refrains from doing something, who refuses through negative behavior or who ignores the request of a judicial authority .
If a man must pay a loan before a certain date and does not do so, the creditor can intimate him to do so through a writing of legal value (with a letter or other type of document ). In the event that the debtor neglects said obligation and summons, the reluctance is specified and a judge may consider him/her to be reluctant to fulfill his/her obligations. Therefore, the debtor may face punishment as imposed by law .