A transfer can involve sending money from one bank account to another.
From the Latin transferens , transfer is a term linked to the verb transfer (to move or send something from one place to another, to grant a domain or a right). The term is very common in the field of commerce and business to name the operation that consists of transferring a sum of money from one bank account to another.
For example: “Notify Gómez that the transfer has already been made,” “Until the transfer is accredited, I will not send him the packages,” “Martínez said he made the transfer but the money has not yet arrived.”
The mechanism of bank transfers has changed a lot in recent years. Before it was necessary to go to a bank branch and complete different forms; Currently, transfers can be made directly over the Internet .
Types of bank transfer
It is important to emphasize that there are various types of transfers. Thus, for example, when they are carried out with accounts from the same bank as origin and destination, they are called transfers .
Specifically, we can establish that those are classified based on the geographical area in which they take place, the way in which they are carried out or the period in which they take place. Hence we basically find the following typologies:
National transfers . These are those that have the same country as a setting both in terms of sending funds and receiving and collecting them. In the case of Spain, in order to carry out one of these, the payer is required to provide a total of 20 digits, which correspond to the code of the client account of the person who is going to receive the monetary amount in question.
International transfers . As their name indicates, these are the ones that are defined because both the person who carries it out and the beneficiary are in different countries. The international account number (IBAN) and the bank identification code (BIC) of the financial institution from whom you receive the payment are the basic data needed in Spain to be able to manage this transfer quickly and easily.
In the same way, it must be emphasized that the fact of carrying out this banking operation entails the payment of a commission from the person who is going to carry it out to the corresponding financial institution.
In computing, the idea of transfer is associated with the sending and receiving of digital information.
The concept in psychology
For psychology , on the other hand, transference are the feelings that come from the past but that the individual projects onto new social ties. These affects are usually directed towards parents or other important childhood subjects, appearing in adult life through the phenomenon of transference.
Psychoanalysts affirm that transference occurs naturally, although it can be a positive transference (affectionate feelings) or a negative transference (feelings of rejection).
Data transfer
In computing , data transfer is the sending of digital information from one computer to another.
The concept can be used to name the download of information from a server: “I was downloading a movie but the data transfer was interrupted.”